And like people who are suffering with an addiction, many times the biggest step forward is recognizing that you have a problem. Too often when someone has the beginnings of a credit card debt problem, there is a sense of ambivalence and “just let it go” because after all “everybody does it.” When you have a problem that threatens to become a giant problem, that is not time to relax, that is the time to act. The definition of insanity is doing the same thing over and over expecting different results. This is something that will not fix it self and it will not go away if you stick your head in the sand.

That attitude of “oh well” is exactly why the credit card companies are making record profits. If we all would get mad because they are enslaving our family budgets, we would rise up and throw them off and the world would change dramatically for us.

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